Welcome to Jeff D'Ambrosio Dodge Chrysler Jeep Mitsubishi Suzuki's Finance Department, your car loan and lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant auto loan rate; then proceed to our online finance application.
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Jeff D'Ambrosio Dodge Chrysler Jeep Mitsubishi Suzuki has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest auto loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved auto financing!
The Jeff D'Ambrosio finance center works with many of the areas lending sources to offer customized car loans and leases. This means we are able to provide you with a great low rate on your car loan in Downingtown, even if you have less than perfect credit.
If you're thinking about getting a new Mitsubishi, Jeep, Chrysler, Suzuki or Dodge, or a Pennsylvania used car, come down to Jeff D'Ambrosio at 1221 E. Lancaster Ave., Downingtown, PA 19335. We'll get you the vehicle you want, at a great price, and smoothly guide you through the auto financing process.
If you would like to start the process of getting a car loan in greater Philadelphia right away, we suggest you start by understanding your budgeting options. You can find your estimated monthly loan payments by using our online payment estimator.
1221 E. Lancaster Ave
Downingtown, PA 19335pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.